Electric bikes
Up to 24 months.
The bikes behind every loan, in the dealer showroom
How collections work
- Pay at the swapRiders pay the daily instalment when they swap batteries. No payment, no swap.
- A rider fund covers missed daysFunded from part of every down payment.
- A guarantee fund in escrowBacks repayment to the lender under the partnership agreement.
- The bike is the collateralEvery bike is GPS-tracked, and recovery follows a documented, lawful process.
- One partner, not 100 ridersOne remittance, weekly or monthly, with reconciliation and reporting.
Collected todayUGX 1,600,000
Portfolio at risk0.0%
Escrow fundFunded
| Loan | Status | Paid today |
|---|---|---|
| Rider 0142 | On schedule | UGX 16,000 |
| Rider 0143 | On schedule | UGX 16,000 |
| Rider 0151 | Covered by rider fund | UGX 16,000 |
Illustration only. Live views are planned for partner portals.
Our work before and after your credit decision
You make the credit decision. We source the borrower, collect the money and report to you.
Origination and KYC
We source and refer riders with their supporting documents.
Your credit decision
You assess and approve each loan under your own policies.
Disbursement
Funds go to the supplier; the bike is assigned and tracked.
Collection and settlement
Rules link rider income, instalments and your remittance.
Visibility
Portfolio at risk, asset status and reconciliations reported.
Exceptions and recovery
Missed payments and repossession follow documented, lawful, approved steps.
Example repayments from our rate card
Examples from the October 2026 financier rate card, with monthly and daily repayments. These are not lender-approved offers.
Financed package
Choose an example
Packages 1 to 4 use the sheet's 2% monthly flat calculation. Package 5 is a bike-only, no-interest illustration. Every loan is priced by the lender.
Indicative amount financed
One vehicle, chosen package and term
Total repaymentUGX 10,581,540
Monthly instalmentUGX 440,897
Daily collectionUGX 14,700
Loan term24 months
Transcribed from the October 2026 GFM financier rate card; not an approved credit offer. Taxes, contracts, due diligence and conditions need independent lender verification.
The loans we refer
Riders, drivers and SACCO members who were turned away elsewhere, trained and placed in work before they borrow.
Electric cars
Up to 60 months.
Your pricing
Every loan is priced by you, under your own credit policy.
Start small
Begin with a pilot batch, then scale on results.
Our partnership documents propose a 100% scheduled-repayment guarantee and a 5% guarantee fund held in escrow. These are proposed terms, subject to negotiation, signed agreements and funding.
Start with a pilot
Talk to us about products, borrower origination, risk sharing, settlement, legal terms and portfolio reporting.